diff --git a/src/modules/user/UserFormDialog.vue b/src/modules/user/UserFormDialog.vue
index 39dcfb7..84fd853 100644
--- a/src/modules/user/UserFormDialog.vue
+++ b/src/modules/user/UserFormDialog.vue
@@ -88,10 +88,16 @@ watch(
   () => props.visible,
   async (v) => {
     if (!v) return
+    // 2026-08-18 修复"先黑一下": loading 提前置 true 覆盖整个加载过程,
+    // 企业下拉与用户详情并行加载, 避免空表单闪现 + 后半程才出现遮罩
+    loading.value = true
     resetForm()
-    await loadEnterprises()
-    if (props.userId) {
-      await loadDetail()
+    try {
+      const jobs: Promise<void>[] = [loadEnterprises()]
+      if (props.userId) jobs.push(loadDetail())
+      await Promise.all(jobs)
+    } finally {
+      loading.value = false
     }
   }
 )
@@ -213,7 +219,12 @@ async function submit() {
     @update:model-value="(v: boolean) => emit('update:visible', v)"
     @closed="resetForm"
   >
-    <div v-loading="loading">
+    <!-- 透明遮罩 + 加载文案: 消除"先黑一下"观感 (暗色主题下黑遮罩叠加更明显) -->
+    <div
+      v-loading="loading"
+      element-loading-text="数据加载中…"
+      element-loading-background="transparent"
+    >
       <el-form
         ref="formRef"
         :model="form"